American businesspeople who drank the laissez-faire, libertarian brew aren't far removed from the mafia. They would say, everyone knows the risks. You lose your ass, tough luck. It's on you.
In the mafia you can lose your life. Average citizens are enabling and insuring all this shit as we saw in the aftermath of the '08 downturn and before. Even the mafia by providing a society full of prey.
Some of it is inevitable. But America maximized it, with an atomized society that rewarded predation and hyper-individualism that encouraged sociopathy. Everybody loses. What a cool system.
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